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Visa Black Card

October 30, 2009

Just like most people I get tons of junk mail, most of them are for credit cards. Dick and I have a rule, “If you can’t pay for it with cash then you don’t need it!” Dick has a credit card that he uses for travel, otherwise we use our debit cards for everything.

I recently got an invitation for the Visa Black Card. It came in this pretty black envelope and it looked like a Halloween card, and the only reason I opened it. Otherwise I would of shredded it right away.

For those who demand only the best of what life has to offer, the exclusive Visa Black Card is for you. The Black Card is not just another piece of plastic. Made with carbon,
it is the ultimate buying tool.

The Black Card is not for everyone. In fact,
it is limited to only 1% of U.S. residents to ensure the highest caliber of personal service is provided to every Cardmember.
1% of U.S. residents? What makes me so special? I don’t even have a job? (or want one) What made my jaw drop was the annual fee of $495. I would never pay that much money just to own a credit card.



Supposedly, this card is the competitor to the American Express Centurion Card. Now this card is even more prestigious than the Black Card. I think you have to be filthy rich to own this one.

If you want to hold a Centurion Card, you must be a Platinum [American Express] cardholder for at least one year and you must have spent $250,000 on the card in twelve months.

Spend $250,000 in one year? Whatever!

The Centurion Card is in a class of its own. When you qualify for the Centurion Card, you will be charged a $5,000 initiation fee and an annual membership fee of $2,500. That’s a total of $7,500 will  owe after the first billing period without having spent any money.

And then you wonder why so many people are in debt. $7,500 just to own the card? Screw that! If you have that much cash then you don’t need the freaking card.  What could they possibly be charging? A boat? An airplane?

One Comment leave one →
  1. Debbie permalink
    October 30, 2009 7:55 pm

    That’s why the rich get richer and the poor get poorer, scam artists making the poor think they can act rich. I’ll bet you Warren Buffet only has a MasterCard.

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